What is an eviction?

In short, an eviction is a situation when your landlord asks you to leave the apartment, most often due to not paying your rent.

An eviction is the heartbreaking consequence of a leaseholder breaking one or more of the leasing terms and not correcting the situation. Ultimately, an eviction means that the landlord is legally removing a tenant from the apartment or rental property.

Eviction usually occur when the tenant stops paying rent, when the terms of the rental agreement are breached, or in other situations permitted by law. Additionally, an eviction can be initiated if a renter has violated another leasing term and fails to rectify the situation.

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What is the eviction process?

When a renter is late with their rent payment, they will be given an eviction notice.

Basic rules for evictions

  1. A landlord is not allowed to change the locks or even turn off the electricity to get a tenant to vacate the apartment. It is against the law. A landlord must initiate an eviction with an eviction notice and let the eviction be handled in a court of law.
  2. A landlord cannot discriminate against anyone. This means someone cannot be evicted because of their race, sex, religion, familial status, sexual preference, physical or mental impairment, or if receiving welfare.

How do evictions affect you?

Evictions can have lasting effects on you including emotional and financial stress. Evictions can leave you feeling down and hopeless. Evictions will have horrendous effects on your credit and make it difficult to find new housing. Evictions are public records that stay on your credit report and rental history report for 7 years. After an eviction you may have to move with family, friends, or a shelter.

What are my approval odds with an eviction?

Remains on the credit report and Rental History Report for 7 years.

If your eviction is 1 -2 years old: